First Choice Bank
Visa

Secured Credit Card from $200-$5,000

Low Fixed Interest Rate (13.99% APR*) on purchases

Excent blue Card Apply Now

Excent™ Card Benefits

  • Build Credit History – Reports to all 3 nationwide credit bureaus
  • Low Fixed Interest Rate - 13.99% APR* on purchases, with no penalty rate.
  • Guaranteed Approval1 - As long as your monthly income exceeds expenses by at least $100.
  • No Processing or Application Fees
Terms & Conditions

Apply Below

Even if you have Damaged Credit or No Credit History!

Member FDIC
Excent Secured Card

Patriot Act Disclaimer: The USA PATRIOT ACT is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification.

*APR is Annual Percentage Rate

** Special optional offers have no affiliation with the Excent Secured Credit Card or First Choice Bank

1. "Guaranteed Approval" is contingent upon verification of identity, address and successfully funding a Savings Account with First Choice Bank. Ability to repay must be validated. Savings Deposit will be withdrawn from the account provided.

The Excent™ Credit Card is issued by First Choice Bank, Mercerville, NJ, member FDIC. Not affiliated with First Choice Bank, chartered and located in California.

†Just Open An FDIC Insured Savings Deposit With First Choice Bank. Your Savings Will Secure Your New Visa With A Credit Limit Equal To The Amount Of Your Savings – From $200 to $5,000!